What does a great Credit Underwriting Analyst do?
You will perform credit analysis and underwriting activities,
evaluating financial position and credit worthiness, for
prospective and existing commercial, merchant, and portfolio
accounts. You'll have credit authority of up to $50K. If you enjoy
identifying trends in processing, reading consumer credit reports
as well as credit reports on businesses, and completing risk
assessments and financial analysis, we want to hear from you!
In this role, you can look forward to:
- Maintaining and review current information on existing
- Review credit history to assess credit worthiness of new
- Ensuring a balanced risk and revenue trade-off consistent with
credit policy and loss target expectations.
- Mitigating over $2.5 million in risk in a one-year period.
- Investigating the processing activity on accounts that have
exceeded the parameters set in our risk management system and make
a real time decision if the account is conducting business in a
fraudulent manner or in a way that increases the credit exposure to
Fiserv and our partners.
- Having a high level of autonomy and independent judgment in
making decisions and interacting effectively and positively with
all levels of personnel, partners, and vendors as well as
You're the kind of person who:
- Enjoys working in a fast paced environment and can make real
time / accurate decisions.
- Can communicate effectively and professionally with Law
Enforcement, Visa, MasterCard, Attorneys, Merchant Business Owners,
and credit card customers who make purchases at our clients
business. The position requires a high level of negotiation with
customers about collateral requirements.
- Has great time management, communication and negotiation
Basic Qualifications for Consideration:
- High School Graduate/GED
- 1+ years credit analysis experience
Preferred Qualifications for Consideration:
- Bachelors Degree in Finance, Accounting or related field
Learn more about Fiserv:
To support the total well-being of our associates, Fiserv takes
a broad approach to our benefits. We offer a comprehensive benefits
package that provides flexibility and affordability with a variety
of medical, dental, vision, life insurance and disability
We are #FISVProud of our benefits and well-being programs. Our
commitment to wellness, wellness education, preventive services and
fitness activities are designed to meet you where you are.
Life moves fast. And as it does, we know most people aren’t
thinking about “financial services”. But we are.
We help people and businesses move money and information every
minute of every day. Our solutions connect financial institutions,
corporations, merchants and consumers to one another, millions of
times a day, behind the scenes, reliably and securely.
We’re Fiserv, a global leader in Fintech and payments enabling
innovative financial services experiences that are in step with the
way people live and work today. The company’s approximately 44,000
associates proudly serve clients in more than 100 countries, so
their customers, members and consumers can move money when and
where they need it, at the point of thought.
Our Aspiration is to move money and information in a way that
moves the world. As a FORTUNE™ 500 company and one of FORTUNE
Magazine World’s Most Admired Companies for the seventh consecutive
year, we are committed to excellence and purposeful innovation.
We welcome and encourage diversity in our workforce. Fiserv is
an Equal Opportunity Employer
Explore the possibilities of a career with Fiserv and Find Your
Forward with us.
Fiserv is an Equal Opportunity employer and all qualified
applicants will receive consideration for employment without regard
to race, color, religion, sex, national origin, disability or
protected veteran status