Director of Operations (Credit Analyst)
Company: Funders Link LLC
Location: Sunny Isles Beach, FL
Posted on: April 13, 2021
Job Description:
Director of Operations (Credit Analyst) Sunny Isles Beach, FL Job Description Evaluate the credit worthiness of prospective businesses in
accordance with credit operations; performing detailed analysis of
credit risk, approve or disqualify applications based on a detailed
analysis of credit risk and due diligence. Select product, pricing,
and offer assignment recommendations, while approving or denying
exceptions based on company credit policy. Review, verify and
accurately collect all information required to complete funding
process in a timely manner. Effectively communicate to internal and
external partners and merchants recommended courses of action and
stipulations to ensure merchant packages are completed. Conduct
verification calls with 3rd parties; perform client interviews,
order/analyze site inspections reports, and communicate updates and
escalate issues with the underwriting, sales, and risk management
leadership. Educate/train business advisers, quality control
specialists, and document specialists about the underwriting
process, providing guidance as needed. Verify all funding documents
and verification are completed timely and satisfactorily; analyze
financial statements, balance sheets and profit/loss statements.
Maintain meticulous notes to support funding decisions. Perform
other assigned duties as necessary; responsible for full cycle
underwriting process of new files and for renewals, which includes
the analysis of credit reports, bank statements, and various other
business documentation. Perform detailed financial analysis to
determine the credit worthiness of a merchant; make decisions based
on company checklists and guidelines; issue MCA (merchant cash
advance) approvals; communicate with ISO's sales managers and
merchants in both written and verbal form; negotiate terms and
rates; and assist in resolving problems that may arise on pending
contracts, restructure and standardize company underwriting
process. Job Requirements Ability to perform borrower financial analysis; identify and
mitigate risks in collaborating credit structure; determine
borrower, guarantor, and facility risk rating. Experience in
underwriting ACH exposure for borrowing and non-borrowing clients.
Ability to conduct research on industries/concepts and identify
trends. Fluent in English.Minimum 5 years experience required in
asset management, financing, underwriting, or merchant cash advance
field(s). High school diploma or foreign equivalent. Send resumes to: Funders Link LLC, ATTN: Joseph Isaacoff,323
Sunny Isles Blvd, #501, Sunny Isles Beach, FL 33160.
Keywords: Funders Link LLC, Pompano Beach , Director of Operations (Credit Analyst) , Finance , Sunny Isles Beach, FL, Florida